District Level Review Committee/District Consultative Committee (DLRC/DCC) meeting was held today under the Chairmanship of Deputy Commissioner (DC) Doda, Vishesh Mahajan here in the Mini Meeting Hall of the DC Office Complex Doda, to review the performance of the Banks and other Financial Institutions.
Underlining the demand of bank branches in the Tehsil Headquarters and other areas of the district, DC has urged the RBI officials and Bank authorities to rationalise the bank branches in accordance with the population and distance, rather than concentrating in the towns.
Chairman/ DC urged banks and sponsoring agencies to encourage and handhold innovative entrepreneurs and give them all the permissible help in setting up their business units.
While emphasising the need for penetration of social security schemes in society, the Chairman has asked all the DDOs to get their employees (eligible and willing) registered for PMJJBY, PMSBY, and APY. Besides, directions have been made to enrol eligible/ willing beneficiaries of MGNREGA, Social Welfare schemes and other such beneficiaries for the said social security schemes, so that they can get the financial security by spending a meager amount of Rs 20 per annum as premium.
DC has called the lists of all the NPAs/ defaulters from the banks, so that recovery process can be initiated against them.
During the meeting DC held threadbare discussion with regard to the lending in priority, non priority, agro sector, number of cases sponsored by the intending departments, the cases sanctioned, cases disbursed, pending for disbursement.
Besides, the committee also reviewed the implementation of Mumkin scheme, Tejaswani, PMEGP, MUDRA, NULM, NPAs, and progress of ADHAAR linkage.
The Deputy Commissioner Doda took a sector wise performance review of the Banks in implementation of different Government initiatives with respect to employment generation etc. He also reviewed the achievements of Banks in lending to priority/non priority sectors under Annual Credit Plan.
Disbursement of pending cases of loan in Agro, Handloom, and other allied sectors were also reviewed by the Chairman DLRC and banks were asked to focus on lending in priority sectors including Education and Agro based sectors.
DC asked banks to promote education loan schemes and proliferate Vidya Lakshmi portal.
DC urged bankers and other financial agencies to lay special focus on providing financial help to unemployed youth so that they can earn their livelihood with dignity.
DC urged the sponsoring agencies to conduct trainings/ Capacity Building under PMEGP and other schemes before the end of this month and upload the same on the designated portal. Regarding the establishment of R-SETI, it was informed that suitable land has been identified at Bhagwah road.
Bankers were asked to earmark the share of CSR for the district and utilise it in improving the quality of education in government schools and in Swachhata sectors.
The meeting was attended by Additional District Development Commissioner Doda Pran Singh, Chief Planning Officer, Suresh Kumar, Dy Director Employment Idrees Lone, LDM Parveen Kumar, Manager RBI, CAHO, CAO, DSHO, Zonal Officer JK Bank, District Manager KVIB, representatives of HDFC, ICIC, EDB, JCCB, JUDA, NLM, and other officers/representatives of various departments.
